Policy Documentation - Commercial Express

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Rating Guides – Great Britain

Rating Guides – Northern Ireland

Residential Property Owners Policy Let Protect (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.23

Residential Property Owners Policy Let Protect (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 7.6.23

Residential Property Owners Policy Let Protect (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.24

Residential Property Owners Policy Let Protect (also Ascot Group’s Syndicate 1414 at Lloyd’s) as of 1.1.24

Residential Property Owners Policy Let Shield (also Canopius) pre 1.4.23

Residential Property Owners Policy Let Shield (also Canopius) pre 1.4.24

Residential Property Owners Policy Let Shield (also Canopius) as of 1.4.24

Residential Property Owners Policy Let Assured (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.23

Residential Property Owners Policy Let Assured (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 7.6.23

Residential Property Owners Policy Let Assured (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.24

Residential Property Owners Policy Let Assured (also Ascot Group’s Syndicate 1414 at Lloyd’s) as of 1.1.24

Residential Property Owners Policy Let Secure (also Covéa) pre 24.7.23

Residential Property Owners Policy Let Secure (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.24

Residential Property Owners Policy Let Secure (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.4.24

Residential Property Owners Policy Let Secure (also Canopius) as of 1.4.24

Prime SME Property Owners Policy

Residential Short Term Unoccupied Policy Canopius pre 1.4.23

Residential Short Term Unoccupied Policy Canopius pre 1.4.24

Residential Short Term Unoccupied Policy Canopius as of 1.4.24

Landlord’s Contents Policy Tokio Marine HCC pre 1.1.24

Landlord’s Contents Policy Canopius pre 1.4.24

Landlord’s Contents Policy Canopius as of 1.4.24

Tenant’s Contents Policy Tokio Marine HCC as of 1.4.21

Commercial & Industrial Property Owners Policy Covéa pre 24.7.23

Commercial & Industrial Property Owners Policy Tokio Marine HCC pre 1.1.24

Commercial & Industrial Property Owners Policy AmTrust as of 1.1.24

Commercial & Industrial Property Owners Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Industrial Property Owners Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Industrial Property Owners Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Commercial & Industrial Property Owners Policy SCOR Syndicate 2015 at Lloyd’s pre 1.12.24

Commercial & Industrial Property Owners Policy SCOR Syndicate 2015 at Lloyd’s as of 1.12.24

Commercial & Industrial Property Owners Policy BRIT

Commercial Property Owners Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Commercial Property Owners Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Combined Liability Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 10.12.24

Liability (Per Capita) Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Liability (Per Capita) Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 24.7.23

Liability (Per Capita) Policy Covéa pre 24.7.23

Liability (Per Capita) Policy Tokio Marine HCC pre 24.7.23

Per Capita Protect (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.24

Per Capita Protect (also Ascot Group’s Syndicate 1414 at Lloyd’s) as of 1.1.24

Per Capita Shield (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.24

Per Capita Shield (also Ascot Group’s Syndicate 1414 at Lloyd’s) as of 1.1.24

Liability (Wages & Turnover) Policy Covéa pre 24.7.23

Liability (Wages & Turnover) Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Liability (Wages & Turnover) Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 24.7.23

Liability (Wages & Turnover) Policy Tokio Marine HCC pre 24.7.23

Wages & Turnover Protect (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.24

Wages & Turnover Protect (also Ascot Group’s Syndicate 1414 at Lloyd’s) as of 1.1.24

Wages & Turnover Shield (also Ascot Group’s Syndicate 1414 at Lloyd’s) pre 1.1.24

Wages & Turnover Shield (also Ascot Group’s Syndicate 1414 at Lloyd’s) as of 1.1.24

Land Liability Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Land Liability Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Land Liability Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Courier Policy Canopius/Axis as of 4.3.24

Contractors All Risk Policy HSB pre 1.10.23

Contractors All Risk Policy HSB as of 1.10.23

Contract Cleaners Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Contract Cleaners Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Contract Cleaners Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Market Traders & Online Retailers Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Market Traders & Online Retailers Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Market Traders & Online Retailers Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

PL Excess of Loss Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

PL Excess of Loss Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

PL Excess of Loss Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Commercial Combined Policy pre 24.7.23

Commercial Combined Policy pre 1.1.24

Commercial Combined Policy as of 1.1.24

Shop Policy Tokio Marine HCC pre 19.6.23

Shop Policy Tokio Marine HCC/Ascot pre 1.11.23

Shop Policy Ascot pre 1.1.24

Shop Policy AmTrust/Ascot as of 1.1.24

Shop Policy BRIT/Ascot Group’s Syndicate 1414 at Lloyd’s

Shop Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 18.3.24

Shop & Wholesale Policy BRIT/Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Shop & Wholesale Policy BRIT/Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Office Policy Tokio Marine HCC pre 19.6.23

Office Policy Tokio Marine HCC/Ascot pre 1.1.24

Office Policy AmTrust/Ascot as of 1.1.24

Office (Material Damage Only) Policy Tokio Marine HCC as of 1.4.21

Public House Policy Tokio Marine HCC pre 19.6.23

Public House Policy Tokio Marine HCC/Ascot pre 1.11.23

Public House Policy Ascot pre 1.1.24

Public House Policy AmTrust/Ascot as of 1.1.24

Public House Policy Ascot as of 18.3.24

Fast Food & Restaurant Policy Tokio Marine HCC pre 19.6.23

Fast Food & Restaurant Policy Tokio Marine HCC/Ascot pre 1.11.23

Fast Food & Restaurant Policy Ascot pre 1.1.24

Fast Food & Restaurant Policy AmTrust/Ascot as of 01.1.24

Fast Food & Restaurant Policy Ascot as of 18.3.24

Wholesale Policy Tokio Marine HCC pre 19.6.23

Wholesale Policy Tokio Marine HCC/Ascot as of 19.6.23

Hair & Beauty pre 1.1.24

Hair & Beauty as of 1.1.24

Tattoo & Body Piercing as of 2.9.24

Caravan Static & Park Home Policy SCOR Syndicate 2015 at Lloyd’s pre 1.11.23

Caravan Static & Park Home Policy SCOR Syndicate 2015 at Lloyd’s pre 1.12.24

Caravan Static & Park Home Policy SCOR Syndicate 2015 at Lloyd’s as of 1.12.24

Leisure Home Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 3.7.24

Leisure Home Policy Canopius as of 3.7.24

Trailer Policy Covéa pre 24.7.23

Trailer Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Trailer Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Outside Caterer Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Outside Caterer Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Outside Caterer Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Catering Trailer Policy Covéa pre 24.7.23

Catering Trailer Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.24

Catering Trailer Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.24

Catering Van Policy KGM (Zurich) pre 12.6.23

Catering Van Policy KGM (Zurich) as of 12.6.23

Specialist Business Van Policy KGM (Zurich) as of 12.6.23

Single Event Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Single Event Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.23

Multi Event Policy Ascot Group’s Syndicate 1414 at Lloyd’s pre 1.1.23

Multi Event Policy Ascot Group’s Syndicate 1414 at Lloyd’s as of 1.1.23

Terrorism Optional Extras Lancashire Insurance Company (UK) Limited

Catering Van Breakdown and Legal Expenses Optional Extras Financial & Legal Insurance Company

Catering Trailers & Vans Legal Expenses Optional Extras ARAG

Commercial Property Owners’ Legal Expenses Optional Extras ARAG

Essential Business Legal Expenses (Excluding Employment Cover) Optional Extras ARAG

Essential Business Legal Expenses (Including Employment Cover) Optional Extras ARAG

Landlords Emergency Assistance Optional Extras ARAG

Landlords Legal Expenses Optional Extras ARAG