Scheme: Prime SME Property Owners
Can Cover for Unoccupied Properties
Up to £3,000,000 Buildings Sum Insured
Available for a Wide Range of Commercial Trades & Residential Tenancy Types
Can Accommodate Residential & Commercial Property Portfolios
FREE Accidental Damage Cover*
FREE Business Interruption Available – Up to 20% of the buildings sums insured
*Unless occupied by DSS Referral / Asylum Seekers or Unoccupied
For the full Target Market Statement and supporting information please click here
Core Covers
- Buildings Insurance
- Loss of Rent / Alternative Accommodation Insurance (Business Interruption)
- Landlords Contents Insurance
Features & Benefits – Buildings
- Removal of Debris Cover
- Trace and Access Cover – Up to £5,000
- Loss of Metered Water Cover – Up to £2,500
- Accidental Damage to any cables or underground services pipes
- Unauthorised use of electricity, gas or water cover – Up to £10,000
- Extinguishment and Alarm Resetting Expenses
- Removal of Wasp and Bees Nests Cover – Up to £1,000
- Damage to Landscaped Gardens caused by Emergency Services – Up to £25,000
- Illegal Cultivation of Drugs Cover – Up to £5,000
- Theft of Keys cover – Up to £1,000
Optional Extras
- Legal Expenses Cover
- Terrorism Cover
- Employers’ Liability Cover
Insurer Rating
Insurer
AM Best
S&P
Ascot Group’s Syndicate 1414 at Lloyd’s
A
A+