Commercial & Industrial Property Owners

Underwritten by: AmTrust Specialty Limited

Our Commercial & Industrial Property Owners’ products are suitable for commercial and/or industrial properties that are tenanted, owner-occupied or vacant.

These products provide insurance cover for buildings, contents, loss of rent and property owners’ liability insurance. In addition, terrorism covers can be added onto our commercial & industrial property owners’ products.

The Commercial & Industrial property owners’ products are not suitable for residential properties.

FREE Loss of Rent (Up to 20% of the Buildings Sum Insured)
Strong Appetite for Takeaways, Offices & General Grocers/Off Licences
Appetite Includes Grade II Listed Buildings
Premium Starting From Just £244 (includes IPT + Fee)

For the full Target Market Statement and supporting information please click here

Features and Benefits

  • Alternative Accommodation – Up to £150,000
  • Property Owners’ Liability – Up to £2,000,000 LOI
  • Removal of Debris Cover
  • Illegal Cultivation of Drugs – Up to £5,000
  • Capital Additions – Up to 10% of the Buildings or £250,000 (whichever is lower)
  • Trace & Access – Up to £5,000
  • Index Linking
  • Loss of Metered Water – Up to £5,000
  • Unauthorised Use of Utilities – Up to £5,000
  • Landscaped Gardens (Damaged by Emergency Services) – Up to £5,000
  • Accidental Damage to Cables or Underground Services Pipes
  • New for Old Contents Cover

For further information on Limits and Exclusions please click here to download the policy documentation

Optional Extras

  • Accidental Damage Cover
  • Terrorism
  • Increase Property Owners’ Liability to a £5,000,000 LOI
  • Shop front Glass Cover
  • Landlords Contents

Insurer Rating

Insurer Panel

AM Best

S&P

AmTrust Specialty Limited

A-

N/A