Residential Property Owners Let Secure

Scheme: Let Secure

Our Most Superior Residential Property Owners Policy Coverage
Up to £3,000,000 Buildings Sum Insured
FREE Loss of Rent (Up to 20% of the Buildings Sum Insured)
Strong Appetite for Portfolios
Up to 60 days Unoccupancy Period

Our Residential Let Secure product is underwritten by Canopius Managing Agents Ltd (CNP) and is suitable for residential property owners who own a property* that is let out to tenants. (*House, Single flat or block of flats/ apartments.)

This product provides insurance cover for buildings, contents, loss of rent/alternative accommodation and property owners’ liability insurance. In addition, the following covers can be added onto the residential let product: legal cover, rent indemnity, emergency assistance and/or terrorism cover.

The product is not suitable for properties situated in Northern Ireland and the following tenancy types: DSS Referral, Asylum Seekers, Holiday Home and Second Home.

Features and Benefits

Trace & Access Cover – Up to £10,000
Accidental Damage to Underground Services Cables, Pipes and Tanks
Removal of Debris Cover
Locks and Keys Cover – Up to £1,000
Architects, Surveyors and Legal Fees
Alternative Accommodation Cover for Residents or Leaseholders
Illegal Cultivation of Drugs – Up to £5,000
Clearing/removing illegally deposited property – £750

Rent Payable Cover
Damage Caused by Emergency Services – Up to £25,000
Illegal Cultivation of Drugs – Up to £5,000
Temporary Removal of Landlord’s Contents – Up to £25,000
Unauthorised Use of Utilities – Up to £5,000
Loss of Metered Water, Oil & Gas – Up to £5,000
Refilling of Sprinklers/Fire extinguishers – £2,500
Contents in Outbuildings/Garages – £1,000

For further information on Limits and Exclusions please click here to download the policy documentation

Optional Extras

Accidents to Domestic Staff
Increase Property Owners’ Liability to a £5,000,000 LOI
Emergency Assistance

Insurer Rating

Insurer

AM Best

S&P

Canopius

A+