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Residential Property Owners

Let Secure Underwritten by: Canopius Managing Agents Ltd (CNP)

Our Residential Let Secure product is underwritten by Canopius Managing Agents Ltd (CNP) and is suitable for residential property owners who own a property* that is let out to tenants. (*House, Single flat or block of flats/ apartments.)

This product provides insurance cover for buildings, contents, loss of rent/alternative accommodation and property owners’ liability insurance. In addition, the following covers can be added to the residential let product: legal cover, rent indemnity, emergency assistance and/or terrorism cover.

The product is not suitable for properties situated in Northern Ireland and the following tenancy types: DSS Referral, Asylum Seekers, Holiday Home and Second Home.

Our Most Superior Residential Property Owners Policy Coverage
Up to £3,000,000 Buildings Sum Insured
FREE Loss of Rent (Up to 20% of the Buildings Sum Insured)
Strong Appetite for Portfolios
Up to 60 days Unoccupancy Period

For the full Target Market Statement and supporting information please click here

Features and Benefits

  • Trace & Access Cover – Up to £10,000
  • Accidental Damage to Underground Services Cables, Pipes and Tanks
  • Removal of Debris Cover
  • Locks and Keys Cover – Up to £1,000
  • Architects, Surveyors and Legal Fees
  • Alternative Accommodation Cover for Residents or Leaseholders
  • Illegal Cultivation of Drugs – Up to £5,000
  • Clearing/removing illegally deposited property – £750
  • Rent Payable Cover
  • Damage Caused by Emergency Services – Up to £25,000
  • Illegal Cultivation of Drugs – Up to £5,000
  • Temporary Removal of Landlord’s Contents – Up to £25,000
  • Unauthorised Use of Utilities – Up to £5,000
  • Loss of Metered Water, Oil & Gas – Up to £5,000
  • Refilling of Sprinklers/Fire extinguishers – £2,500
  • Contents in Outbuildings/Garages – £1,000

For further information on Limits and Exclusions please click here to download the policy documentation

Optional Extras

  • Accidents to Domestic Staff
  • Increase Property Owners’ Liability to a £5,000,000 LOI
  • Emergency Assistance

Insurer Rating

Insurer Panel

AM Best

S&P

Canopius

A+

AA