Underwritten by: BRIT Syndicate 2987 at Lloyd’s & Axis Managing Agency Ltd
The Tattoo & Body Piercing product is designed for freelance/mobile tattoo/body piercing artists, or individuals/companies that own a tattoo salon. This is a material damage and liability package product that provides insurance cover for buildings, contents, stock, business interruption, money, goods in transit and book debts combined with public, products and employers’ liability insurance. Brit underwrites the material damage sections and Axis underwrite the liability sections of the cover.
The product is not suitable for persons or companies that do not operate as tattoo or body piercing artists. The product is also not suitable for tattoo and/or body piercing artists/salons that perform laser tattoo removal.
Package Policy with selectable Cover Options, Sums Insured and Limits of Liability
Optional Treatment Extension – Cover includes a wide range of Tattoo and Piercing Treatments
PI cover included for £50,000 in the Aggregate – Free of Charge
Flexible Underwriting approach backed by Exceptional Service
Backed by A Rated Insurers
For the full Target Market Statement and supporting information please click here
Core Covers
Liability Sections
- Public Liability Cover
- Products’ Liability Cover
- Employers’ Liability Cover (Optional)
- PI cover £50,000 in the aggregate
Material Damage
- Property damage – options to insure building, contents, stock, TI. Portable cover available
- Business Interruption – Gross revenue basis
- Money, Book Debts
- Goods in Transit
For further information on Limits and Exclusions please click here to download the policy documentation
Features & Benefits – Buildings, Stock & Contents
- Capital Additions & Alterations Cover
- Loss of Metered Water, Gas & Electricity charges – Up to £10,000
- Glass & Sanitary Fittings – Up to £10,000
- Debris Removal Cover – Up to £10,000
- Architects, Surveyors, Legal Fees – Up to £50,000
- Extinguishment Expenses Cover – Up to £10,000
- Fly Tipping Cover – Up to £5,000
- Trace & Access Cover – Up to £250,000
- Arson, Theft & Criminal Acts Rewards Costs – Up to £10,000
- Landscape grounds – Up to £25,000
- Automatic Reinstatement of Sums Insured – £50,000 any one occurrence
- Loss of Metered Water – Up to £10,000
- Replacement of locks Cover – Up to £25,000
- Temporary Removal of Contents Cover – Up to £100,000
- Tree Removal Cover – Up to £2,500
- Unauthorised Use of Utilities Cover – Up to £25,000
Features & Benefits – Business Interruption
- Auditors’ Fees Cover – Up to £10,000
- Denial of Access Cover – Up to £50,000
- Increased Cost of Working Cover – Up to £50,000
- Infestation & Defective Sanitation Cover – Up to £50,000
- Outstanding Debit Balances Cover – selectable up to £10,000
- Public Utilities Cover – Up to £50,000
- Suppliers Cover – Up to £10,000
Features & Benefits – Liability Sections
- PI cover included – Up to £50,000
- Worldwide Products Cover (Ex USA/Canada)
- Unsatisfied Court Judgments Cover
- Indemnity to Others Cover
- Defective Premises Act Defence Costs
- Motor Contingent Liability Cover
- Overseas Personal Liability Cover
- Consumer Protection Act and Food Act Defence Costs
- Includes Compensation for Court Attendance
- Criminal Prosecution Costs and Inquests Defence Costs
Optional Extras
- Legal Expenses Cover
- Terrorism Cover
- Property Damage
- Portable Equipment & Stock Cover
- Business Interruption
- Buildings Cover
- Goods in Transit
- Money Cover
- Personal Assault Cover
- Employers Liability
- Treatment cover
- Book Debts Cover
Insurer Rating
Insurer Panel
AM Best
S&P
BRIT Syndicate 2987 at Lloyd’s
Axis Managing Agency Ltd
A
A
A+
A+